Contribute even if you’re retired or not employed. Earn 1 Avion point for every dollar you spend 2. Year. , Royal Trust Company. The funds in your First Home Savings Account (FHSA) have to be used by December 31 of the 15 th year after opening your first FHSA account or the year you turn 71, whichever comes first. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. Cannot remit funds from any U. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. legal bug. 150%. , RBC Global Asset Management Inc. 95 each. EQ Bank TFSA Savings Account. Learn More. Conditions apply. Sign In. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Add a New Credit Card to Compare. . RBC High Interest eSavings Account. RBC U. RBC Savings Account Promotion – expired. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. S. S. Apply Now View More Account Benefits. Select a Payee. , Royal Trust Company or The. We’ve given the RBC High Interest eSavings account a Genius Rating of 3. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. " From the Online Banking homepage select "view all account balances" under the Banking header. legal bug. Search. 2. GIC rates are influenced by Bank of Canada interest rate decisions, but more so by the bond market. Notwithstanding the terms and conditions of any separate. Sign into RBC Online Banking only once and access your U. High Interest eSavings account and get a cash bonus of up to $5,000 USD —plus earn interest on every dollar, every day. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Key Savings Account Features. The RBC High Interest eSavings account pays high interest on every dollar you save with no minimum deposit requirements. An Existing Personal Client with these savings accounts must also open a new Eligible. 50%: $0: $0: $5: Methodology. 1. The Bonus Interest Rate of 3. 00 $0. S. Introducing RBC Vantage. 00%. All remaining cash bonuses will be forfeited. The Bonus Interest Rate of 3. 2 Year Fixed. , RBC Global Asset Management Inc. 00% interest rate on its High-Interest e-Savings Account. Is a resident of Canada and of the age of majority in the province in which they reside as of the date the Eligible. From the drop down boxes, select the transactions and the period of time. The Bonus Interest Rate of 3. For a limited time, open an RBC U. High Interest eSavings account and get a cash bonus of up to $5,000 USD —plus earn interest on every dollar, every day. The RBC High Interest eSavings account is a no monthly fee account that allows you to earn high interest on savings. Search. Available to newcomers who are (i) permanent residents or international students who arrived in Canada within the last 12 months, or (ii) temporary resident workers who arrived in Canada within the last 48. Unlock more from your everyday banking. 1. Any Eligible eSavings Account that, prior to the payment of interest at the Bonus Interest Rate, is closed or switched to another product type which is not an RBC High Interest eSavings Account will forfeit any such interest calculated during the month in which the Eligible eSavings Account is closed or switched. — you can hold a variety of investments in either plan. You must have another RBC account. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. No annual fee. 7. 1 NSF fee rebated every calendar year legal bug 6. If you have not used the funds in your FHSA by that time, they can be transferred tax-free to your Registered Retirement Savings Plan (RRSP) without. Rate [ % ] Date of Change. Another nice perk is that you do not need to keep a minimum balance in the account to earn interest. Contact Us. Follow the on-screen instructions. You can also enter a name to search, if the company is registered, it'll appear. Transfer money between your RBC U. You'll get a one-time cash bonus equivalent to ten times the amount of interest. 01% if the balance is $1,000 or more. All remaining cash bonuses will be forfeited. S. S. 8. Skip to main content. If you open an RBC High-Interest eSavings account on December 22, 2023, you will enjoy a special interest rate of 5. You cannot send an IMT from a U. Making and receiving payments is how your cash flows. The Bonus Interest Rate of 3. A Bank Draft is a physical means of providing payment to a third party. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. , RBC Direct Investing Inc. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. Potentially reduce your tax bill and carry forward undeducted contributions indefinitely. , Royal Trust Company or The. To arrange a pre-authorized payment for your RBC ® products, please contact us at 1-800-769-2511. Is a resident of Canada and of the age of majority in the province in which they reside as of the date the Eligible eSavings. 2. 500. S. $0 monthly fee for seniors 8 and RDSP beneficiaries 9. There are no minimum deposit requirements and you can get all of your internal RBC transfers for free. RBC Vantage gives you powerful benefits with any eligible RBC. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. Plus, there are no monthly fees and minimum balance required to earn the high-interest rate, so you can start saving right away. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. Notwithstanding the terms and conditions of any separate. Tax-Free Savings Account (TFSA) Registered Retirement Savings Plan (RRSP) Tax-Free First Home Savings Account (FHSA) Display All. APR 2. Also, the account only offers 1 free RBC ATM withdrawal per month, which isn’t that unusual for a savings account. $5,000. Let RBC Royal Bank help meet your goals today. $ 24 or $ 18. Things our lawyers want you to know. , RBC Global Asset Management Inc. ” is the interest rate for the eSavings Account posted on our RateSetter. , RBC Global Asset Management Inc. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. Get a RBC Bank Preferred Money Market Savings account. The Bonus Interest Rate on August 3, 2023 was 3. 0%. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 090%. dollar and receive free online transfers from this. Search a company name alphabetically or by category. Visit a Branch Opens in new window. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Offer expires 3:00 PM EST on December 22, 2023. High Interest eSavings account, or your NOMI Find & Save account, you can contact us at 1-800-Royal 11. This feature allow students to set up pre-authorized transfers from their banking account to their designated RBC Royal Bank savings account. 4. For a limited time, open an RBC U. Rate Type. , Royal Trust Company or The Royal Trust Corporation of Canada The RBC High Interest eSavings Account is a fee-free online account that lets you earn 1. Tip #5: Understand our Hold Policy Guide. The Offer is only applicable to new funds (as described in the full Terms & Conditions) of up to $1,000,000 (from non-RBC sources) deposited into an Eligible RBC High Interest eSavings Accounts from May 10, 2023 to August 15, 2023. ):. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 200. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 95 each thereafter. All remaining cash bonuses will be forfeited. To set up a pre-authorized payment, please contact the merchant directly and they will specify which information they need. The Bonus Interest Rate of 3. Special Offers. RBC Newcomer eSavings Cash Bonus Offer Terms and Conditions Interest Rate Definition: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. legal bug. View Legal Disclaimers Hide Legal Disclaimers . We'd Love to Help. The Bonus Interest Rate of 3. RBC Bank. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. 99% (21. The Bonus Interest Rate of 3. Search RBC Bank. Just be aware that you’ll still have to pay foreign exchange rates when you transfer money between your RBC accounts, and. You then have 15 years to repay. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. The standard rate on this account is 1. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. — you can hold a variety of investments in either plan. , Royal Trust Company or The. 00% interest on new deposits in your eligible RBC High Interest eSavings® Account Every dollar makes a difference when you’re saving for the future. , Royal Trust Company or The. For those looking to keep their funds in a traditional bank, RBC’s High Interest eSavings Account offers a competitive. First-time clients who open an RBC High-Interest eSavings Account by 3 PM EST on December 22, 2023, will get a high interest rate for three months (on balances up to $1,000,000). One way to earn interest and save your money is through the RBC High Interest eSavings Account. Like other types of investment accounts—both registered. The interest rate is an annual interest rate. 50%. DEFINITIONS “Bonus Interest Rate” is the increment over the Regular Interest Rate in the Eligible eSavings Account. RBC ION+™ Visa ‡. The Bonus Interest Rate on August 3, 2023 was 3. Simply open your first RBC High Interest eSavings account by August 31, 2021 to get 1% interest (on balances up to $1,000,000) for the first 3 months 2. S. legal bug 15. Here’s why 60% of Canadians invest in a TFSA 1: Pay no taxes on any investment earnings 4. FREE, with RBC VIP Style. 150%. Tap Move Money in the Navigation Bar. Predictive Technology. FREE. S. Grow Your Investments Faster with a TFSA, RRSP or FHSA. Interest rate decisions matter. Unlock More from Your Everyday Banking. S. 70%. Free access to RBC Online, Mobile, and Telephone Banking. Phishing. Any balances over. 9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by December 15, 2022. 6. Legal Disclaimer 1) Offer available to Eligible Personal Clients who are residents of Canada and age of majority by January 3, 2024, without a Personal Banking Account with Royal Bank. If you need to pay RBC a monthly fee for having that high interest savings account, then opt for an online bank such as EQ Bank whose savings account offers a 2. Monthly debits included 48 : 1 per monthly cycle Every dollar makes a difference when you’re saving for the future. 99% (21. I asked a while back. Interest rate: 1. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Greater than $50,000 minimum daily balance. 3. High Interest eSavings Account that is closed or switched to a different product/account type which is not an RBC U. LIMITED TIME OFFER. , RBC Direct Investing Inc. To Transfer Money Between Accounts in the Mobile App: Tap Move Money in the Navigation Bar. View Interest Rates. $0 to $9,999. Also, the account only offers 1 free RBC ATM. Tip #1: The right account for you. The Alterna Bank High Interest eSavings Account features a good regular interest rate of 2. Open In-branch. S. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Explore current RBC special mortgage offers. It’s a good idea to set up a rain barrel to catch runoff water. RBC’s HISA is referred to as the RBC High-Interest eSavings account. legal bug. RBC Day to Day Savings, RBC Enhanced Savings, RBC High Interest eSavings. All remaining cash bonuses will be forfeited. These fees can range from $0-$10 per transaction. Royal Bank. 5% interest on every dollar for 3 months. “Saving and investing for the long. RBC Royal Bank form #1660: $5. Notwithstanding the terms and conditions of any separate. 2. The Bonus Interest Rate on August 3, 2023 was 3. dollar account or the RBC High Interest eSavings account. Get $25 when you open an RBC Leo’s Young Savers Account 1 on us. If you sign-up for the account between now and April 21, 2023, you will be eligible for a 4. Interest Rate legal bug 1 % Tiered: Tiered. You can commit to a regular savings plan with Save-Matic⁷. , RBC Direct Investing Inc. dollar account or an RBC High Interest eSavings account. Interest increases as your balance grows. Special Offers. 50 each. 6. S. 00% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between August 10, 2022 to. S. S. Promotional rate Bonus Offer. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. GET $350. 4. Only the first Eligible eSavings Account opened by you as a Primary Owner during the Qualifying Period will receive the RBC New eSavings Client Interest Rate Offer. Phishing is a common online scam designed to trick you into disclosing personal or financial information for the purpose of financial fraud or identity theft. This RBC New eSavings Client Interest Rate Offer cannot be combined with other promotional rate offers applicable to an RBC High Interest eSavings Account. RBC’s HISA is referred to as the RBC High-Interest eSavings account. To open a new account, or to add a co-owner to your account, your co-owners must each be RBC Royal Bank Online Banking clients with an existing personal bank account. § RBC Enhanced Savings® § RBC High Interest eSavings® § RBC No Limit Banking® (discontinued) § RBC Student Banking® (discontinued) § RBC No Limit Banking for Students® (discontinued) § RBC Staff Banking In these Terms, each Eligible Account that you enrol in the Program is referred to as an “Enrolled Account”. High Interest eSavings; Enhanced Savings; Day to Day Savings; US Savings; Leo’s Young Savers Account. RBC High Interest eSavings Account: Earn 5. You can also withdraw once a month for free from an RBC. Some main benefits of the Royal Bank High Interest. Any balances over. Legal Disclaimer 1) Offer available to Eligible Personal Clients who are residents of Canada and age of majority by January 3, 2024, without a Personal Banking Account with Royal Bank. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. As of the start of the Promotional Period (September 13, 2023), the annual Bonus Interest Rate is 3. It offers. RBC Enhanced Savings: The interest rate increases as your balance exceeds $5,000. , RBC Direct Investing Inc. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. , RBC Global Asset Management Inc. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Available. , RBC Direct Investing Inc. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. Mini: Free. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Learn More. Royal Bank of Canada, commonly known as RBC, is a global financial institution. All remaining cash bonuses will be forfeited. 7% and free electronic self-serve transfers to any RBC Royal Bank deposit account under your name. *For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or bill payment) each month to receive the monthly fee rebate. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings. 2. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. The Bonus Interest Rate of 3. 70% Bonus offer: extra 3. High interest my ass. Personalized typed letter: $15. You can deposit the amount you want into your account as there is no minimum deposit required. 150%. RateLink Essential account holders have the option of linking together for a nominal fee the balances of their other Canadian dollar personal deposit accounts (excluding RBC High Interest eSavings), those of their spouse and RBC Leo’s Young. RBC High Interest eSavings is an online savings account that offers high interest on every dollar and free transfers between any RBC Royal Bank personal deposit accounts in your name. RBC VIP Banking. Withdraw your money at any time for any reason 2. Research, pick and manage your own investments. Book an Appointment Opens in new window. RBC Royal Bank requires a branch visit to obtain a bank draft. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Trade and invest using our online investing site; the customizable trading dashboard or the RBC Mobile 1 app. , RBC Direct Investing Inc. RBC is one of Canada's biggest banks, and in terms of market capitalization, it's one of the largest in the world. , RBC Global Asset Management Inc. Business Essentials Savings Account. S. View Legal Disclaimers. , RBC Global Asset Management Inc. To help grow your savings faster you will earn 5% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between May 10, 2023 to August 15 2023 1 . S. Just keep in mind that as a straight-ahead savings account isn’t suitable for day to day banking since it only offers. Move money between your business chequing and savings accounts easily. Call Collect: 1-506-864-2275. The Bonus Interest Rate of 3. S. and Canadian accounts instantly – for free 8. Offer expires December 22, 2023. S. 7% really isn’t that great. , Royal Trust Company or The. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. RBC High Interest eSavings; Learn more about the Value Program or explore bank accounts now. 45%. , RBC Global Asset Management Inc. S. You cannot send an International Money Transfer from a U. , RBC Global Asset Management Inc. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Annual Fee Rebate. RBC ION+™ Visa ‡. Any balances over. 005% if the balance is less than $1,000 and 0. 00 each and. High Interest eSavings Account lets you earn interest. Sign In. Plus, get 1. S. ATMThe RBC U. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. As of the start of the Promotional Period (August 10, 2022), the annual Bonus Interest Rate is 2. The Bonus Interest Rate of 3. This account also pays bonus interest of 5. High interest on every U. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. Easily move money between your business accounts while earning interest on the funds you hold in the RBC Business Essentials Savings Account. Find a Branch; Call 1-800-769-2511; Email; EN. , RBC Global Asset Management Inc. Bank accounts. . High interest on every U. The Bonus Interest Rate on August 3, 2023 was 3. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Transfer Fees. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. , Royal Trust Company or The. 4. 60% annual interest rate, this account will pay you approximately $160 after a year when you deposit $10,000. Get 3,000 welcome Moi points upon your first purchase 1 . Find a Branch; Call 1-800-769-2511; Email; EN. The Bonus Interest Rate of 3. 2. $2. The Bonus Interest Rate on August 3, 2023 was 3. RBC High Interest eSavings Account Earn 5. RBC offers one of the highest interest rates on its High-Interest eSavings account. You'll get a one-time cash bonus equivalent to ten times the amount of interest you earned in. To change the order of transactions, click "Sort Transactions". S. Table of Contents. ELIGIBILITY.